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District Central Cooperative Banks and through its Branches: For Maternity Loan through Self Help Groups

DCCBFML

Published by Monika, Editor

Revised Official listing text, not yet reviewedHow entries are compiled

Program brief

Form of supportCash, paid into the bank account
Meant forWomen
LevelState, Tamil Nadu
FieldBanking,Financial Services and Insurance
How to applyOffline
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Contents of this entry
  1. Overview
  2. Benefits
  3. Eligibility
  4. Documents
  5. Application steps
  6. Questions and answers

Overview

District Central Cooperative Banks and through its Branches: For Maternity Loan through Self Help Groups

The scheme offers financial aid to pregnant women via Self Help Groups. The loan is capped at Rs. 2,000/- with an interest rate of 11%, subject to changes.

The "District Central Cooperative Banks and through its Branches: For Maternity Loan through Self Help Groups" scheme launched by the Co-operation, Food and Consumer Protection Department, Tamil Nadu, offers financial support through Self Help Groups to pregnant women for maternity-related expenses. The loan is capped at Rs. 2,000/- with an interest rate of 11%, subject to changes.

Further facts from the listing

Scheme forIndividual
DBT (direct bank transfer)No

Benefits

  • Access to Loan: Rs. 2,000/-.
  • Interest Rate: 11% (subject to change).

Eligibility

Age
18 to 55 years
Gender
Female
State
Tamil Nadu
  • The beneficiary should be a woman.
  • The beneficiary should be pregnant.
  • The beneficiary should be a resident of Tamil Nadu.
  • Loans should be applicable only for Maternity.

Who cannot apply

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Documents

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Application steps

Offline

Step 1: The interested applicant should collect the application form from the District Central Cooperative Banks or its branches.

Step 2: In the application form, fill in all the mandatory fields, paste the passport-sized photograph (signed across, if required), and attach copies of all the mandatory documents (self-attest, if required).

Step 3: Submit the duly filled and signed application form along with the documents to the concerned authority..

Step 4: Request a receipt or acknowledgment from the concerned authority to whom the application has been submitted. Ensure that the receipt contains essential details such as the date and time of submission, a unique identification number (if applicable).

Questions and answers

What is the objective of this scheme?

The scheme offers financial aid to pregnant women via Self Help Groups. The loan is capped at Rs. 2,000/- with an interest rate of 11%, subject to changes.

Who can apply for the maternity loan?

Pregnant women are eligible for the maternity loan.

What is the maximum loan amount available?

The maximum loan amount available under the scheme is Rs. 2,000/-.

What is the interest rate on the loan?

The interest rate for the loan is currently set at 11%, but it is subject to change.

What documents are required to apply?

Applicants must provide proof of pregnancy, identification documents, and any other documents if required..

Is there an income limit to apply?

There is no specific income requirement to qualify for the maternity loan.

What is the process for applying?

Interested individuals must visit the nearest District Central Cooperative Bank branch, submit the application form along with the required documents.

Is the loan amount fixed?

Yes, the loan amount is fixed at a maximum of Rs. 2,000/-.

Can the loan be used for other purposes?

No, the loan is specifically intended for maternity-related expenses only.

Who can individuals contact for more information?

Applicants can contact the General Manager or Special Officer at their nearest cooperative bank branch for more information.

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