Program brief
| Form of support | Cash, paid into the bank account |
|---|---|
| Level | State, Gujarat |
| Field | Agriculture,Rural & Environment |
| How to apply | Online |
Contents of this entry
Overview
The scheme provides financial assistance to Primary Agricultural Credit Societies (PACS) for computerization and integration with District Cooperative Banks (DCCBs) through a Core Banking System (CBS), enhancing rural banking infrastructure and digital access.
The scheme "Finance Assistant to PACS for Computerization and Integration of PACS through Core Banking System with District Cooperative Banks" introduced by the Agriculture, Farmers Welfare and Cooperation Department, Gujarat, aims to bring transparency, accuracy, and consistency in PACS accounts using a common accounting and management information system. By enabling PACS to be digitally connected with District and State Cooperative Banks through CBS, this scheme also boosts rural financial inclusion and ensures seamless banking facilities in remote areas.
Further facts from the listing
| Scheme for | Infra |
|---|---|
| DBT (direct bank transfer) | No |
Benefits
| Standard of Assistance | Remarks | Minimum Time Limit (in Year) for Reclaiming Benefits) |
| the cost is estimated at Rs. 3,91,369/- per PACS, out of which the Central Government's contribution is 60% at Rs. 1,85,441/- and State Government's contribution as per 40% per PACS Rs. 1,23,627/- will be incurred. | The agency empaneled by NABARD on behalf of the Government of India for the performance of software training while the procurement of hardware is to be done by the state government. | There is no provision regarding re-benefit. |
Eligibility
- Age
- 18 to 60 years
- Gender
- Female, Male
- State
- Gujarat
- The benefit of this scheme will be available only to Primary Agricultural Credit Co-operative Societies (Including PACS, LAMP, and FSS).
- The statutory audit of the Primary Agricultural Credit Co-operative Societies (PACS) up to the last financial year should have been completed.
- The Primary Agricultural Credit Co-operative Societies (PACS) benefiting from this scheme should have their own or leased premises.
- The Secretary of the Primary Agricultural Credit Cooperative Societies (PACS) should be a salaried employee.
- Primary Agricultural Credit Cooperative Societies (PACS) benefiting from this scheme should have telecom data network facility.
- There should be computer literate staff at Primary Agricultural Credit Cooperative Societies (PACS) for smooth implementation of the scheme.
- PACS should be selected in the District Level Implementation and Monitoring Committee (DLIMC) at the district level.
- The PACS selected in the State Level Implementation and Monitoring Committee (SLIMC) of the State level in the District Level Implementation and Monitoring Committee (DLIMC) should have been approved in the SLIMC.
Documents
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Application steps
Online
Step 1: Selection of eligible PACS is done by the District Level Implementation and Monitoring Committee (DLIMC).
Step 2: The consolidated selection list from all districts is sent to the State Level Implementation and Monitoring Committee (SLIMC).
Step 3: SLIMC forwards the approved list to the Project Monitoring Unit (PMU) of NABARD through the Gujarat State Co-operative Bank Ltd.
Step 4: After approval by NLIMC at the central level, support equipment is provided to the selected PACS.
Questions and answers
What is the main objective of the scheme?
The main objective of the scheme is to computerize and integrate Primary Agricultural Credit Societies (PACS) with the Core Banking System (CBS) of District Cooperative Banks in order to improve accuracy, transparency, and efficiency in rural banking.
Who is eligible to apply for the scheme?
Only Primary Agricultural Credit Co-operative Societies (PACS), including LAMPs and FSS, that meet all the specified eligibility criteria are allowed to apply for the scheme.
What is the total financial assistance provided under this scheme?
The total cost estimated per PACS is Rs. 3,91,369/-, out of which Rs. 1,85,441/- (60%) is contributed by the Central Government and Rs. 1,23,627/-(40%) by the State Government.
Who is responsible for providing software training under this scheme?
Software training is provided by agencies that are empaneled by NABARD on behalf of the Government of India.
Who is responsible for procuring the hardware under the scheme?
The procurement of hardware under the scheme is managed by the State Government.
How are PACS selected for inclusion in the scheme?
PACS are first selected by the District Level Implementation and Monitoring Committee (DLIMC) and then approved by the State Level Implementation and Monitoring Committee (SLIMC), before receiving final approval from the National Level Implementation and Monitoring Committee (NLIMC).
Can a PACS without computer-literate staff is eligible for this scheme?
No, having computer-literate staff is mandatory for eligibility under this scheme.
Is it necessary for a PACS to have a data network facility to be eligible?
Yes, having telecom or data network facilities is a required eligibility criterion.
What is the role of the State Level Implementation and Monitoring Committee (SLIMC)?
SLIMC is responsible for reviewing and approving the list of PACS selected by DLIMC and forwarding the final approved list to NABARD.
Who should be contacted in case of doubts or issues with the application process?
Applicants may contact their District Cooperative Officer or the Project Monitoring Unit (PMU) of NABARD for assistance and clarification regarding the application process.
Official portal and guidelines
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