Program brief
| Form of support | Cash, paid into the bank account |
|---|---|
| Meant for | OBC, Rural Families |
| Level | State, Gujarat |
| Field | Banking,Financial Services and Insurance |
| How to apply | Online |
Contents of this entry
Overview
The scheme aims to support students from Socially and Educationally Backward Classes (SEBC) in obtaining Commercial Pilot License (CPL) training through financial assistance. Under this scheme, a loan of up to Rs. 25,00,000 is offered at a concessional interest rate of 4% per annum to the students…..
The "Financial Loan for Training of Commercial Pilot" scheme was launched by the Social Justice and Empowerment Department, Government of Gujarat. The scheme aims to support students from Socially and Educationally Backward Classes (SEBC) in obtaining Commercial Pilot License (CPL) training through financial assistance. Under this scheme, a loan is offered at a concessional interest rate to eligible students who meet the educational and institutional requirements for CPL training.
Further facts from the listing
| Scheme for | Individual |
|---|---|
| DBT (direct bank transfer) | No |
Benefits
Loan Amount:
- Up to Rs. 25,00,000 for Commercial Pilot License training.
Interest Rate:
- 4% simple interest per annum.
Penal Interest:
- 2.5% additional interest for late or defaulted payments.
Repayment Period:
- Principal: To be repaid within 10 years from the date of disbursement.
- Interest: To be paid within 2 years, making the total repayment duration 12 years.
NOTE: Loan recovery will begin one year after the loan is disbursed to the student.
Eligibility
- Category
- Other Backward Class (OBC)
- Residence
- Rural
- State
- Gujarat
- The applicant must belong to a Socially and Educationally Backward Class (SEBC).
- The applicant must have passed Matriculation, Higher Secondary, Indian School Certificate, or an equivalent examination.
- The applicant must meet all academic, technical, and other criteria as specified by the training institution.
- The applicant must provide one solvent guarantor.
- The applicant or their guardian must own property to mortgage in favor of the government.
Who cannot apply
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Documents
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Application steps
Online
Application Process:
Step 01: The eligible applicant may visit the e-Samaj Kalyan Portal: https://esamajkalyan.gujarat.gov.in/
Step 02: On the home page, under the tab ‘Citizen Login’, click on New User ‘Please Register Here’.
Step 03: Enter your Full Name as per Aadhaar Card, Gender, Date of Birth, Aadhaar Card Number, Email ID, Caste etc. and then click on ‘Register’.
Step 04: After successful registration, the applicants can login through their User ID and Password.
Step 05: Now, click on ‘User Profile’ to update your profile.
Step 06: Fill in all the mandatory information and then click on ‘Update’.
Step 07: After updating the profile successfully, select the scheme appearing on the home page; an application form will open.
Step 08: Fill in all the mandatory details in the application form and upload all the relevant documents.
Step 09: Now agree with the terms & conditions and click on ‘Save Application’.
Step 10: Submit the application form and take out the print of the application for future reference. The applicant can note down the application number to track the application status by logging into the portal using their User ID and Password.
NOTE: Submit two physical copies of the form with documents to the concerned District Office.
Post-Application Process:
Step 01: The District Office verifies the application and forwards it to the Director, Office of Welfare of Developing Castes.
Step 02: Incomplete applications are returned to the student for corrections.
Step 03: Once approved, the guardian must mortgage their property with a registered deed in favor of the government.
Step 04: After submitting the original registered mortgage deed, the loan amount is disbursed to the student’s bank account.
Questions and answers
What is the maximum loan amount I can get under this scheme?
The applicant can get a loan of up to Rs. 25,00,000/- at a concessional interest rate is 4% per annum.
Is there any penalty for late repayment?
Yes, a penal interest of 2.5% is charged on defaults.
What is the duration for loan repayment?
Principal must be repaid within 10 years and interest within 2 years.
Who is eligible to apply for this scheme?
Students from Socially and Educationally Backward Classes with required educational qualifications.
Is there any income limit to apply?
No, there is no income limit.
Can the loan be used for pilot training abroad?
Yes, if you have valid admission and documents for overseas training.
What documents are needed for applying?
Caste certificate, education certificates, income proof, property documents, and admission letter, among others.
Do I need a guarantor?
Yes, one solvent guarantor is mandatory.
Is mortgage of property necessary?
Yes, either the guardian's or the guarantor's property must be mortgaged.
How do I apply for the scheme?
Apply online at https://esamajkalyan.gujarat.gov.in, upload documents, and submit the form.
Can I apply offline?
No, only online applications are accepted.
What if my application is incomplete?
It will be returned to you for necessary corrections.
Who verifies and approves the loan?
The District Office and the Director, Office of Welfare of Developing Castes.
How will the loan amount be disbursed?
After mortgage registration, the amount is transferred directly to the student’s bank account.
Official portal and guidelines
Applications are submitted only on the provider's own portal. jsrr.in does not accept forms, documents or fees.
Apply on esamajkalyan.gujarat.gov.in
Documents from the provider
- Guidelines mariyojana.gujarat.gov.in
- Official Website sje.gujarat.gov.in
jsrr.in is an independent index, not a funding agency or a government body. The provider's official call is final: confirm every condition, amount and date there, and do not pay anyone who offers to apply for you.
This entry reproduces the official listing and has not yet been rewritten or reviewed by our team. Read the official call before you apply.
Filed under
- StateGujarat642
- FieldBanking,Financial Services and Insurance333
- FieldSkills & Employment396
- Eligible groupOBC186
- Eligible groupRural Families190
- AgencySocial Justice and Empowerment Department170
- LevelState4048
- Award typeCash2722
- KeywordInterest Rate4
- KeywordLoan252
- KeywordOpportunity16
- KeywordSEBC5
- KeywordSkill Development62
- KeywordTraining209
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