Program brief
| Form of support | Cash, paid into the bank account |
|---|---|
| Meant for | Divyang (PwD) |
| Level | Central |
| Run by | Ministry Of Micro, Small and Medium Enterprises |
| Field | Banking,Financial Services and Insurance |
| Started | 1998 |
| How to apply | Offline |
Contents of this entry
Overview
The scheme aims to provide financial compensation to deceased/disabled coir workers and their nominees. Through this scheme, insurance compensation benefits are provided to coir workers in case of accidents and disabilities.
The scheme "Personal Accident Insurance Scheme for Coir Workers" by the Coir Board, Government of India, aims to provide financial compensation to deceased/disabled coir workers and their nominees. Through this scheme, insurance compensation benefits are provided to coir workers in case of accidental death, permanent total disability, permanent partial disability, and finger cut. The scheme is implemented by the Coir Board. The entire insurance premium is paid by the Coir Board to the insurance company selected through quotations. The financial compensation is provided by the insurance company to disabled coir workers or the nominee of disabled/deceased coir workers.
Further facts from the listing
| Scheme type | Central Sector Scheme |
|---|---|
| Scheme for | Infra |
| DBT (direct bank transfer) | No |
Benefits
- Accidental death: Rs. 50,000/-
- Permanent total disability: Rs. 50,000/-
- Permanent partial disability: Rs. 25,000/-
- Provision for finger cut: Depending upon the finger and limited to applicable percentages of the capital sum insured.
Eligibility
- Age
- 18 years or older
- Also for
- Persons with disabilities, 40% or more
- The applicant should be a Coir Worker engaged in the coir industry.
- The applicant should be aged 18 years and above.
- There is no upper age limit for coverage under the insurance scheme.
- The disabled coir worker can apply for the claim.
- The nominee of the disabled/deceased coir worker can apply for the claim.
- For women coir workers, considering their majority in the group, accidents include death and disablement arising out of and traceable to:
- Sterilisation and consequent complications.
- Pregnancy.
- Childbirth.
- Caesarean.
- Hysterectomy.
- Removal of breast.
- Murder and rape, etc.
Who cannot apply
<br>
<br>
Documents
0 of 4 ready
Tick a document once you have it. The ticks stay in this browser only.
Application steps
Offline
In the event of an eligible admissible claim, the claim form should be submitted through the offices of the Coir Board authorised for the purpose within the time limit fixed by the disabled coir worker or a nominee of the disabled/deceased coir worker.
Terms used on this page
- Accident
The accident is defined as death or disability caused by any external violent and visible means. Drowning, snake bite, automobile accident, poisoning, falling from tree, lightning, murder etc. are some of the accidents coming under the purview of the policy.
- permanent total disability
loss of two eyes or two limbs, loss of one eye and one limb
- permanent partial disability
loss of one eye or one limb.
Questions and answers
What is the objective of the scheme?
The scheme aims to provide financial compensation to coir workers and their nominees in case of accidental death, disability, and other eligible accidental injuries.
Who is eligible to be covered under the insurance scheme?
Coir workers aged 18 years and above engaged in the coir industry are covered under the insurance scheme. There is no upper age limit for coverage.
Who can apply for a claim under the scheme?
The disabled coir worker or the nominee of the disabled/deceased coir worker can apply for the claim.
What compensation is provided in case of accidental death?
A compensation amount of Rs. 50,000/- is provided in case of accidental death.
What compensation is provided for permanent total disability?
A compensation amount of Rs. 50,000/- is provided in case of permanent total disability due to an accident.
Do I need to be from a particular state in order to be eligible for this scheme?
The scheme is equally applicable to citizens across all the states of India.
What compensation is provided for permanent partial disability?
A compensation amount of Rs. 25,000/- is provided in case of permanent partial disability due to an accident.
What is the time limit for submitting a claim notice in case of accidental death?
The claim notice should be submitted before internment/cremation and within 1 month from the date of death through the Coir Board to the Insurance Company.
What documents are required for permanent disability claims?
For permanent total disability, permanent partial disability, or temporary total disability claims, the insured person should submit the claim form along with the Doctor’s Certificate, medical bills, and diagnostic reports such as X-rays to prove the extent of accidental injuries.
What documents are required for fatal claims?
The nominee of the insured person or legal heir should submit the Post-Mortem Report and the Original Death Certificate to the Insurance Company.
Within what period should death occur for payment of the insured amount?
The specified capital sum insured is payable only when death occurs due to an accident within 12 months from the date of occurrence of the accident, and the accident should have occurred during the operational period of the policy.
Official portal and guidelines
Applications are submitted only on the provider's own portal. jsrr.in does not accept forms, documents or fees.
jsrr.in is an independent index, not a funding agency or a government body. The provider's official call is final: confirm every condition, amount and date there, and do not pay anyone who offers to apply for you.
This entry reproduces the official listing and has not yet been rewritten or reviewed by our team. Read the official call before you apply.
Filed under
- StateAll India686
- FieldBanking,Financial Services and Insurance333
- FieldSocial welfare & Empowerment1447
- Eligible groupDivyang (PwD)301
- FunderMinistry Of Micro, Small and Medium Enterprises30
- LevelCentral707
- Award typeCash2722
- KeywordDeceased Coir Worker
- KeywordFinancial Assistance1213
- KeywordInsurance52
- KeywordPerson With Disability63
Ask about this entry