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Janta Juth Accidental Insurance Scheme

JJAIS

Revised Official listing text, not yet reviewedHow entries are compiled

Program brief

Form of supportCash, paid into the bank account
Meant forFarmers
LevelState, Gujarat
FieldAgriculture,Rural & Environment
Started1996
How to applyOffline
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Contents of this entry
  1. Overview
  2. Benefits
  3. Eligibility
  4. Documents
  5. Application steps
  6. Questions and answers

Overview

Janta Juth Accidental Insurance Scheme

"Janta Juth" is a Farmer's Accidental Insurance Scheme by the Govt. of Gujarat to provide economic assistance of upto Rs. 2,00,000 to Farmers in case of Death or Disability. The objective is to assist the successor of the farmer in case of death or disability due to an accident.

"Janta Juth" is a Farmer's Accidental Insurance Scheme launched by the Govt. of Gujarat on 26th January 1996 to provide economic assistance of upto Rs. 2,00,000 to Farmers in case of Death or Disability. It is a 100% state-sponsored scheme. The main objective is to assist the successor of the farmer in case of death or disability due to an accident. In this scheme, insurance premium is paid by the State Government for all farmers. This scheme is implemented under the Gujarat Community Group-Janta Accidental Insurance Scheme from 01/04/08 through Director of Insurance, Gandhinagar. In case of accidental death or permanent disability, all registered farmers, any child (son/daughter) of the farmer and husband/wife of the farmer having age of 5 to 70 years are beneficiaries for the scheme.

Further facts from the listing

Implementing agencyGujrat Comprehensive Community Accidental Insurance
Scheme forFamily

Benefits

  1. In case of accidental death or permanent disability 100% assistance of Rs. 2,00,000.
  2. In case of accidental loss of two eyes / two limbs / hand and leg / one eye and one hand or leg 100% assistance of Rs. 2,00,000 (100% full sight loss in case of eye, In case of hand- loss of upper part of the wrist and in case of the leg- totally cut off from the knee).
  3. In case of accidental loss of one eye or one limb 50% assistance of Rs. 1,00,000.

Eligibility

Age
5 to 70 years
State
Gujarat
  1. The Deceased or the Person with Permanent Disability Should Be a Registered Farmer (Have Individual or Joint Name Land) or Child of a Registered Farmer (Son or Daughter) or the Husband/ Wife.
  2. The Death or Permanent Disability Must Be Due to an Accident.
  3. The Deceased or the Person with Permanent Disability should be between the age of 5 to 70 years.
  4. The Application Should Be Made Within 150 Days to the Office of the Concerned District Agriculture Officer.

The sequence of the beneficiary under the scheme in chronological order:

  1. Husband/Wife: In his/her absence
  2. Children Son/Daughter: In their absence
  3. Parent Father/Mother: In their absence
  4. Grandson/Grandaughter: In the absence of 1, 2, 3
  5. Unmarried/ Widow/ Exiled Sister who is dependent and living with the beneficiary
  6. Any heirs declared under the Heirs Act applied to the beneficiary involved in other than above mentioned cases and controversial case

Note: Suicide or Natural Death Are Not Covered in This Scheme.

Who cannot apply

Suicide or Natural death are not covered in this scheme.

Documents

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Application steps

Offline

The Applicant Should Submit the Application Along With the Relevant Papers in the Prescribed Format to the Concerned District Agricultural Officer, District Panchayat Within 150 Days From the Date of Death or Date of Accidental Disabilities.

NOTE 1: In Case of Accidental Death, the Applicant Will Be an Accidental Farmer's Successor and in the Case of Accidental Disability, the Applicant Will Be a Disabled Person Himself.

NOTE 2: Application Received After 150 Days Will Not Be Eligible.

Questions and answers

When Was "Janta Juth" Scheme Launched?

"Janta Juth" scheme was launched by the Govt. of Gujarat on 26th January 1996.

Does This Scheme Only Covers Permanent Disability?

The scheme provides financial assistance in case of accidental death or permanent disability.

What Shall Be The Amount Of Financial Assistance In Case Of Accidental Death Or Permanent Disability?

In case of accidental death or permanent disability, there shall be 100% assistance of Rs. 2,00,000.

What Shall Be The Amount Of Financial Assistance In Case Of Loss Of Both Eyes?

In case of loss of both eyes, a 100% financial assistance of Rs. 2,00,000 is provided.

What Shall Be The Amount Of Financial Assistance In Case Of Loss Of One Eye Or One Limb?

In case of accidental loss of one eye or one limb, 50% financial assistance of Rs. 1,00,000 is provided.

Who Is The Implementing Agency Under "Janta Juth" Scheme?

The "Janta Juth" scheme is implemented under the Gujarat Community Group-Janta Accidental Insurance Scheme from 01/04/08 through Director of Insurance, Gandhinagar.

Is There A Deadline For The Submission Of The Application Under This Scheme?

Yes, the Application Should Be Made Within 150 Days to the Office of the Concerned District Agriculture Officer.

Who Shall Be The Beneficiary Of The Scheme In Case Of Death Of The Farmer?

In case of death of the farmer, the Child (Son or Daughter) of the farmer or the Husband/ Wife of the farmer can be the beneficiary of the financial assistance.

Is There An Age Criteria For This Scheme?

Yes, The Deceased or the Person with Permanent Disability should be between the age of 5 to 70 years.

Is Death By Suicide Or Unnatural Causes Covered In This Scheme?

No, The Death or Permanent Disability Must Be Due to an Accident.

Is Partial Disability Covered In This Scheme?

No, Partial Disability is not covered in this scheme.

To Whom Shall The Application For The Scheme Be Addressed?

The Applicant Should Submit the Application Along With the Relevant Papers in the Prescribed Format to the Concerned District Agricultural Officer, District Panchayat Within 150 Days From the Date of Death or Date of Accidental Disabilities.

Is The Post Mortem Report Of The Deceased A Mandatory Document?

Yes, Post Mortem Report is a mandatory document in case the farmer died due to an accident.

What Is Hereditary Report Called In Gujarati?

The Hereditary Report is called "Pedhinamu" in Gujarati.

Where Can I Find The Link To The PDF Of The Application Form?

The PDF of the application form can be found in the Annexure -1, 2,3, 3(A),4,5 of the scheme guidelines.

Under What Case The Driver's License Of The Deceased Farmer Needed As A Supporting Document?

The Driver's License of the deceased farmer is needed as a Supporting Document in case the deceased was driving at the time of accident.

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