Program brief
| Form of support | Cash, paid into the bank account |
|---|---|
| Meant for | Divyang (PwD) |
| Level | State, Haryana |
| Field | Banking,Financial Services and Insurance |
| How to apply | Online |
Contents of this entry
Overview
The scheme offers loans up to Rs. 50 lakhs for self-employment to disabled persons in sectors like Agriculture, Small Business/Artisan & Traditional Occupations, Transport & Service Sectors, etc. Eligible individuals can access loans with interest rates ranging from 5% to 9% per annum.
The scheme "Small Business in Service/Trading Sector for Persons with Disabilities (Divyangjan Swavalamban Yojana)" is implemented by the Haryana Backward Classes and Economically Weaker Sections Kalyan Nigam, Government of Haryana. Under this scheme, loans up to Rs. 50 lakhs are provided for self-employment to persons with disabilities in a wide range of income-generating activities under Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupations, Transport Sector & Service Sector, and Technical & Professional Trades/Courses. Loans are provided to individuals falling under OH/VH/HH/MR categories at different rates of interest ranging from 5% to 9% per annum. Permanent residents of Haryana aged between 18 and 55 years, with a disability of 40% or more, are eligible to avail the benefits under this scheme.
Further facts from the listing
| Implementing agency | Haryana Backward Classes And Economically Weaker Sections Kalyan Nigam |
|---|---|
| Scheme for | Individual |
| DBT (direct bank transfer) | No |
Benefits
- Under this scheme, loans up to Rs. 50,00,000/- are offered for self-employment to Persons with Disabilities across a wide range of income-generating activities, including Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupations, Transport Sector & Service Sector, and Technical & Professional Trades/Courses.
- Loans are provided to individuals falling under OH/VH/HH/MR categories at different rates of interest ranging from 5% to 9% per annum.
Eligibility
- Age
- 18 to 55 years
- Also for
- Persons with disabilities, 40% or more
- State
- Haryana
- The applicant should be a permanent resident of Haryana.
- The applicant should have a disability of at least 40%.
- The applicant's age should be between 18 and 55 years. For persons with mental retardation, the eligible age is above 14 years. An age certificate issued by a competent authority authorized by the State Government, or as mentioned in the 10th certificate or any other government-issued certificate, will be the required document.
- Unique Disability ID (UDID) registration under the Department of Empowerment of Persons with Disabilities (DEPwD), Ministry of Social Justice and Empowerment, Government of India, is mandatory for loan amounts of Rs. 15 lakhs and above.
- The applicant should have a Parivar Pehchan Patra (PPP ID).
Documents
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Application steps
Online
Registration Process on Antyodaya-SARAL Portal:
Step 01: The eligible applicant may apply online through the Official Portal- Antyodaya-SARAL Portal. https://saralharyana.gov.in/
Step 02: If the applicant is not registered on the portal, he/she gets registered there.
Step 03: For registration, click “New User” under ‘Sign In Here’ and fill in all the mandatory details i.e. Name, Email ID, Mobile Number, Password & State. Click on ‘Submit’.
Step 04: Verify your mobile number and email ID through the received OTP and complete the registration process.
Login to apply for the scheme:
Step 01: To avail the benefits of the scheme, visit the Official Antyodaya-SARAL Portal and log in through the email ID used while registering.
Step 02: Enter Password & Captcha and click on ‘Login’.
Step 03: After successful login, click on ‘Apply for Services’ and then ‘View all Available Services’
Step 04: Now, you can search for the scheme and click on the scheme to go ahead and fill out the application form.
Step 05: Enter your Parivar Pehchan Patra number - Family ID and click on “Click here to Fetch Family Data” which displays the family members registered under the given Family ID.
Step 06: Select the beneficiary/applicant name and enter the OTP that is being sent to the selected family member for verification. Click on “Click to Verify”
Step 07: Fill in all the mandatory details and upload all the mandatory documents.
Step 08: Preview the application form and click on ‘Submit’.
Tracking of Application:
Applicants can track their applications through the Official Antyodaya-SARAL Portal by entering their Department Name, Scheme Name, and Application Reference ID. Link
Questions and answers
What types of activities does the scheme support?
The scheme supports income-generating activities including Agriculture and Allied Activities, Small Business/Artisan & Traditional Occupations, Transport Sector & Service Sector, and Technical & Professional Trades/Courses.
What is the maximum loan amount available under this scheme?
Loans up to Rs. 50 lakhs can be availed for self-employment.
Who can apply for this scheme?
Permanent residents of Haryana aged between 18 and 55 years, with a disability of 40% or more, are eligible.
What are the benefits of the scheme?
The scheme offers loans at different interest rates (5% to 9% per annum) based on the category of disability (OH/VH/HH/MR).
What are the eligibility criteria for applicants?
Applicants must be permanent residents of Haryana with a disability of at least 40% and aged between 18 and 55 years (above 14 years for persons with mental retardation).
Do applicants need any specific registration?
Yes, they need a Unique Disability ID (UDID) issued by the Department of Empowerment of Persons with Disabilities, Government of India, for loans of Rs. 15 lakhs and above.
Is a Parivar Pehchan Patra (PPP ID) mandatory for application?
Yes, applicants must have a PPP ID.
Can applicants from other states apply for this scheme?
No, only permanent residents of Haryana are eligible.
How can eligible applicants apply?
Applications can be submitted online through the Official Portal- Antyodaya-SARAL Portal (https://saralharyana.gov.in/).
How can applicants track their application status?
Applicants can track their application status through the Official Antyodaya-SARAL Portal (https://status.saralharyana.nic.in/) using their Department Name, Scheme Name, and Application Reference ID.
Official portal and guidelines
Applications are submitted only on the provider's own portal. jsrr.in does not accept forms, documents or fees.
Documents from the provider
- Scheme Details kms.saralharyana.nic.in
- Official Website haryanascbc.gov.in
jsrr.in is an independent index, not a funding agency or a government body. The provider's official call is final: confirm every condition, amount and date there, and do not pay anyone who offers to apply for you.
This entry reproduces the official listing and has not yet been rewritten or reviewed by our team. Read the official call before you apply.
Filed under
- StateHaryana249
- FieldBanking,Financial Services and Insurance333
- FieldBusiness & Entrepreneurship768
- Eligible groupDivyang (PwD)301
- AgencyWelfare of Scheduled Caste & Backward Classes Department46
- LevelState4048
- Award typeCash2722
- KeywordDisability154
- KeywordDivyang16
- KeywordLoan252
- KeywordPwD113
- KeywordService Sector
- KeywordSmall Business5
- KeywordSwavalamban
- KeywordTrading Sector
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