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Mahila Samruddhi (Gujarat Backward Caste Development Corporation)

MSGBCDC

Published by Monika, Editor

Revised Official listing text, not yet reviewedHow entries are compiled

Program brief

Form of supportCash, paid into the bank account
Meant forOBC, Women
LevelState, Gujarat
FieldBusiness & Entrepreneurship
How to applyOnline
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Contents of this entry
  1. Overview
  2. Benefits
  3. Eligibility
  4. Documents
  5. Application steps
  6. Questions and answers

Overview

Mahila Samruddhi (Gujarat Backward Caste Development Corporation)

The scheme aims to create self-employment for women from the backward classes. Through this scheme, low-interest rate loans are provided to female beneficiaries.

The scheme "Mahila Samruddhi" by the Social Justice and Empowerment Department, Government of Gujarat, aims to provide a small-scale credit scheme for creating self-employment for women from backward classes. Through this scheme, low-interest rate loans are provided to female beneficiaries, enabling them to undertake a business of their choice. The scheme is implemented by the Gujarat Backward Class Development Corporation. The primary objective is to empower women from socially and educationally backward classes by facilitating self-employment opportunities.

Further facts from the listing

Implementing agencyGujarat Backward Class Development Corporation
Scheme forIndividual
DBT (direct bank transfer)No

Benefits

  1. The maximum loan limit under this scheme is up to Rs. 1,25,000/-.
  2. The interest rate on these schemes will be 4% per annum.
  3. In these schemes, 95% of the unit cost will be provided as a loan, where 95% will be contributed by the National Corporation and 5% by the State Government.
  4. This loan is to be repaid in 48 equal monthly installments, including interest.

Eligibility

Age
21 to 45 years
Family income
Up to Rs. 3 lakh a year
Category
Other Backward Class (OBC)
Gender
Female
State
Gujarat
  1. The applicant must be female.
  2. The applicant must be a resident of Gujarat.
  3. The applicant should belong to a socially and educationally backward class, specifically Other Backward Classes (OBC).
  4. The total annual income of the applicant's family should not exceed Rs. 3,00,000/-.
  5. The applicant's age should be between 21 and 45 years on the date of application.
  6. The applicant must have experience in a business requiring technical and other skills.

Documents

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Application steps

Online

Step 1: Visit the official website of the Gujarat Backwards Caste Development Corporation.

Step 2: On the top menu bar, click on "Apply Online".

Step 3: If you’re a new user, click on "New Registration" Enter personal details (name, mobile number, email, aadhaar number, etc.), create a password, and complete OTP verification.

Step 4: Use your registered credentials (User ID and password) to log in.

Step 5: Click on “New Application”. Select “Mahila Samruddhi” from the list of available schemes.

Step 6: Fill out the Application Form, enter the following details:

  • Personal Information: Name, gender, date of birth, caste, etc.
  • Address Information: Permanent and correspondence address
  • Income Details: Monthly family income and source
  • Loan Requirement: Amount needed, proposed use (e.g., business, self-employment)
  • Bank Account Details: For loan disbursement

Step 7: Upload scanned copies of the Caste certificate, Income certificate, Aadhaar card, Passport-size photo, Bank passbook (first page), and Residence proof.

Step 8: Double-check all details. Click on “Preview” to verify. If all details are correct, click “Submit”.

Step 9: Applicant will receive an Application ID/Reference Number. Save or print the acknowledgement for future tracking.

Questions and answers

What is this scheme primarily for?

This scheme is a microfinance scheme aimed at creating self-employment opportunities for women from backward classes.

What type of business can I choose under this initiative?

Under this scheme, a female beneficiary has the freedom to choose a business of her choice for self-employment.

What kind of help can I expect from this initiative?

This scheme provides financial help in the form of a low-interest rate loan.

How much of the unit cost is provided as a loan?

95% of the unit cost of the proposed business will be provided as a loan.

Who contributes the 95% loan amount?

Out of the 95% unit cost provided as a loan, 95% is contributed by the National Corporation and 5% by the State Government.

How long do I have to repay the loan?

The loan needs to be repaid within 48 equal monthly instalments, which include the interest.

Am I eligible for this if I belong to any caste?

No, the applicant must belong to a socially and educationally backward class, specifically Other Backward Classes (OBC).

What is the age criteria to apply for this?

The applicant's age should be between 21 and 45 years on the date of applying for the loan.

Is this initiative only for women?

Yes, the scheme specifically targets female beneficiaries for self-employment.

What documents are required to apply for this?

You will need to provide a 7/12 Certificate, Aadhaar Card, Affidavit, Age Proof, Attested Copy of PAN Card, Bank Passbook (First Page), Birth Certificate, Caste Certificate, Identity Card, Income Certificate, Passport Size Photos, Quotations, Ration Card, Residence Proof, and School Leaving Certificate.

What is the first step to apply online?

The first step is to visit the official website of the Gujarat Backward Class Development Corporation.

After registration, what should I do to apply?

After registering, you need to log in with your registered User ID and password, then click on "New Application" and select the relevant scheme.

What should I do with the Application ID/Reference Number?

You should save or print the acknowledgement containing the Application ID/Reference Number for future tracking of your application status.

Are physical forms available for this application?

No, the application form type is online only.

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